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- SONOMA Deposit Rates
12-month CD rates can be found at 0.30%, 6-month CD rates at 0.70% and 3-month CD rates at 4.65%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 9.50%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.
Compare SONOMA CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of SONOMA savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.
SONOMA money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at SONOMA? Share your experience about SONOMA by leaving a review below, or read customer reviews before you decide to use SONOMA.
Overall, SONOMA is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.
Rate
APY/APR
vs Avg
12-Month CD
N/A
2.77%
18-Month CD
N/A
2.39%
24-Month CD
N/A
2.36%
36-Month CD
N/A
2.21%
48-Month CD
N/A
2.10%
60-Month CD
N/A
2.24%
Savings
N/A
0.83%
MMA
N/A
1.52%
30-Year Fixed
N/A
6.59%
Credit Card
N/A
14.06%
Personal Loan
N/A
11.27%
Bellevue State Bank
Sonoma Federal Credit Union
1194 Montgomery Dr
Santa Rosa, CA 95405 4802
MonitorBankRates' Rating
5/5
★★★★★
Review SONOMA
Compare SONOMA Rates with Other Competitive Bank and Credit Union Rates
Wash*ta State Bank
6-Month CD
5.49%
$1,000
Grand Bank for Savings
12-Month CD (special)
5.25%
$1,000
My eBanc, a division of Bradesco Bank
6-Month CD
5.05%
$5,000
Twin River Bank
3-Month CD
4.94%
$500
Andrews Federal Credit Union
12-Month CD
4.89%
$1,000
Community Commerce Bank
12-Month CD
4.75%
$10,000
Mutual Security Credit Union
Money Market (special)
4.25%
$2,500
First National Bank of Bemidji
12-Month CD
4.24%
$500
Needham Bank
24-Month CD
3.75%
$1,000
The Bank of Protection
18-Month CD
3.64%
$500
State Bank Waterloo, IL
24-Month CD
3.64%
$1,000
Clear Lake Bank and Trust Company
36-Month CD
3.50%
$1,000
Hinsdale Bank & Trust Company
26-Month CD
3.50%
$1,000
Old Dominion National Bank
48-Month CD
3.40%
$500
Centinel Bank of Taos
60-Month CD
3.35%
$1,000
OBC Bank
18-Month CD
3.04%
$1,000
Bank of Kampsville
18-Month CD
3.03%
$1,000
Hanover Community Bank
60-Month CD
3.00%
$500
Wyoming Community Bank
24-Month CD
3.00%
$1,000
Luana Savings Bank
Money Market
2.73%
$0
GreenLeaf Bank
Easy Access Business Money Market
2.60%
$100,000
The Apple Creek Banking Company
Money Market
2.25%
$500,000
M.Y. Safra Bank
6-Month CD
2.25%
$500
First National Bank of Clarksdale
NOW Checking
2.25%
$1,000
Machias Savings Bank
36-Month CD
2.20%
$500
Brattleboro S&L
48-Month CD
2.15%
$500
Tipton Latham Bank
12-Month CD
2.15%
$500
La Salle State Bank
36-Month CD
2.05%
$1,000
Fifth District Savings Bank
36-Month CD
2.00%
$1,000
1st Gateway Credit Union
18-Month CD
1.90%
$1,000
Walden Savings Bank
48-Month CD
1.70%
$1,000
Fairview State Banking Company
6-Month CD
1.61%
$2,500
West Pointe Bank
Money Market
1.51%
$100,000
Pennsville National Bank
36-Month CD
1.26%
$500
Community National Bank (VT)
48-Month CD
0.90%
$2,500
PNB Peshtigo National Bank
6-Month CD
0.85%
$500
Torrington Savings Bank
48-Month CD
0.60%
$1,000
FirstOak Bank
3-Month CD
0.55%
$600
Central Bank Houston, TX
12-Month CD
0.50%
$1,000
Wayne Savings Community Bank
36-Month CD
0.50%
$1,000
First Commercial Bank, N.A.
Savings
0.35%
$100
Wrentham Co-operative Bank
18-Month CD
0.35%
$500
Home Loan State Bank
Savings
0.25%
$100
SNB St. Henry Bank
36-Month CD
0.25%
$1,000
FNB of Kansas
Money Market
0.15%
$2,500
National Bank of Coxsackie
12-Month CD
0.15%
$500
Adirondack Trust Company
6-Month CD
0.15%
$500
1st Kansas Credit Union
Regular Share Savings
0.15%
$50
Community Bank of Raymore
48-Month CD
0.10%
$500
Bank First, NA
Money Market
0.05%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare SONOMA Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Citi
15-Year Fixed
5.375%
5.510%
0.875
Abound Federal Credit Union
15-Year Fixed
5.500%
5.638%
0.000
Holyoke Credit Union
15 Year Fixed Jumbo
5.625%
5.665%
0.000
Honda Federal Credit Union
10 Year Fixed
5.500%
5.713%
0.000
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.625%
5.750%
0.500
State Employees Credit Union
10-Year Fixed
5.550%
5.769%
0.000
DCU Digital Federal Credit Union
30-Year Fixed
5.625%
5.772%
1.375
Mutual Security Credit Union
7/1 ARM
5.750%
5.834%
0.000
Navy Federal Credit Union
5/5 ARM
5.125%
5.866%
0.250
Park Federal Credit Union
20-Year Fixed
5.875%
6.019%
0.073
Golden Belt Bank, FSA
20-Year Fixed
6.000%
6.029%
0.000
Teachers Federal Credit Union
10-Year Fixed
5.875%
6.040%
0.000
Morton Lane Federal Credit Union
15 Year Fixed
5.875%
6.101%
0.000
Shipbuilders Credit Union
20-Year Fixed
6.000%
6.120%
0.000
A+ Federal Credit Union
10-Year Fixed
6.000%
6.134%
0.000
First Community Credit Union
20 Year Fixed
6.125%
6.153%
0.000
Healthcare Financial Federal Credit Union
30 Year Fixed
6.125%
6.172%
0.000
Academic Federal Credit Union
15-Year Fixed
6.125%
6.229%
0.000
Holyoke Credit Union
10/1 ARM
5.500%
6.257%
0.000
Great Lakes Credit Union
30 Year Fixed
6.000%
6.270%
0.000
Wells Fargo
15-Year Fixed Jumbo
6.125%
6.326%
1.000
Denver Community Credit Union DBA Zing Credit Union
20 Year Fixed
6.250%
6.447%
0.000
USB Union Savings Bank
30-Year Fixed
6.375%
6.472%
0.000
Kalsee Credit Union
30 Year Fixed
6.250%
6.491%
0.000
Ideal Credit Union
7/1 ARM
5.625%
6.520%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Compare SONOMA Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Teachers Federal Credit Union
Visa Cash Back
16.100%
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
University First Federal Credit Union
Visa Student Rewards Card
17.990%
1st Northern California Credit Union
Visa Classic
11.900%
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Acipco Federal Credit Union
Visa Credit Card
9.990%
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
SchoolsFirst Federal Credit Union
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Teachers Federal Credit Union
Visa Platinum
16.200%
Vystar Credit Union
Savings Secured Visa®
18.000%
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.
Compare SONOMA Personal Loans with Other Competitive Bank and Credit Union Personal Loans
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
1st Northern California Credit Union
Title Loans
5.500%
$0
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
1st Valley Credit Union
Signature Loan
10.500%
$0
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
360 Federal Credit Union
Anything Loan
10.990%
$500
36
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Show More
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.
Our apologies, we do not have SONOMA rate data right now, check back for updates, we are adding rates all the time.
SONOMA Information
Credit Union Name: SONOMA
Website: http://www.sonomafed.com
Full Time Employees: 10
Part Time Employees: 1
President: Kimberly Butler
CEO: Renee Rayhill
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
1194 Montgomery Dr
Santa Rosa, CA 95405 4802
Phone Number: 707-527-6216
Fax Number: 707-527-6835
SONOMA Financials
Total Assets:
66,586,761
Total Amount of Shares and Deposits:
58,321,113
Total Shares and Deposits < 1 Year:
40,248,816
Total Shares and Deposits 1 3 Years:
7,705,166
Total Shares and Deposits > 3 Years:
10,367,131
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,160,506
Total Uninsured Shares and Deposits > $250K (F+J):
5,181,052
Total Insured Shares and Deposits > $250K (item 17 less item K):
53,140,061
Total Interest Expense (Sum of items 6 8):
472,999
Share Certificates:
500
Number of Accounts for Share Drafts:
783
IRA KEOGH Accounts:
176
Number of Accounts for Regular Shares:
1,968
All other shares:
115
Non Member Deposits:
17
Money Market Shares:
50
Net Income (unless the amount is already included in Undivided Earnings):
255,512
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,685,838
Total Liabilities:
58,470,630
Show More
SONOMA Questions and Answers
No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024
Comenity Direct CD Rates
Comenity Direct CD rates are really competitive right now, especially on the bank's 12 month certificates of deposit. Right now, 12 month CD rates at Comenity Direct are at 2.76 percent with an APY of 2.80 percent. Their 12 month CD rates are almost 5 times the FDIC's Weekly National Rate of 0.58 percent.You probably haven't heard ofComenity Direct but chances are you already have a banking relationship with them. Comenity has been in business since 1986 and is the banking partner for many of the most recognized retail credit cards in the world. 50 million people carry Comenity's private label, co-brand, and business credit cards in their wallets, retailers such as Ann Taylor, Eddie Bauer, and Williams Sonoma, to name a few.
CD rates fromComenity Direct
Read more...
FDIC List of Troubled Banks and the Texas Ratio
The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?
The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?
The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, aratio of 100% or higher,the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:
Read more...
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Home Appraisals: Getting a Home Appraisal
Home appraisals are done whenever you obtain a mortgage to purchase a home or refinance your home loan. Banks and lending institutions require a home appraisal when they provide financing for a home purchaser.
Free Checking $200 Bonus Offer
Metropolitan National Bank is offering a $200 bonus for opening a free checking account. To qualify for this promotional checking account and bonus you do have to sign up for direct deposit of either a payroll check, government benefit or pension disbursem*nt. The direct deposit has to be in place for six months. There is no minimum deposit to open the checking account. The $200 bonus will be credited to our account 30 days after the first full direct deposit is made.
Higher Federal Funds Rate Likely in the Spring of 2015, Leading to Higher CD Rates
The Federal Reserve's new Chairperson, Janet Yellen, indicated that the federal funds rate might be increased sooner than expected. In Janet Yellen's first press conference she hinted at a possibleneed to increase the fed funds rate about six months after the fed stops their stimulus program of buying bonds and mortgage-backed securities.
Bank or Credit Union Offers and Deals
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Lowest Mortgage Rate at 1.99% from Third Federal Savings and Loan
Current Mortgage Rates and Home Inventories Hover Near Record Lows
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Mortgage Rates Mixed in Mortgage Survey: 30 Year Mortgage Rates at 4.74% and 15 Year Mortgage Rates at 4.05%
Making Home Affordable Program Changes
Mortgage Rates Increase: 30 Year Mortgage Rates at 5.08%
Great CD Deal at Central Bank - 7 Month APY 1.35%
FirstFedDirect Bank Savings Account
Alternative Bank and Credit Union Offers to Explore
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Mortgage Rates Just Above Yearly Lows - 30 Year Rates Averaging 4.19%
1/29 Mortgage Rates and Refinancing Rates Mixed Today: 30 Year Mortgage Rates Averaging 4.80%, 30 Year Mortgage Rates in California Averaging 4.93%
Refinance Rates: Today's Refinancing Rates October 12, 30 Year Jumbo Refi Rates at 4.61%
TAB Bank 4 Year CD Rates now at 1.65%
Cash for Clunkers to End This Monday
Conforming Mortgage Rates Climb Higher on Positive Economic Outlook
Average CD Rates for December 15th, 2019
SONOMA Reviews
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